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AAA Reminds Michiganders to Protect Recent Home Renovations

With the remodeling boom spurred by the pandemic, many homeowners may not be fully covered

DEARBORN, Mich., (May 2, 2023) — The COVID-19 pandemic caused people to spend more time at home, ushering in a home remodeling boom across the country. Homeowners updated everything from kitchens, to bathrooms, exterior landscaping, or adding a pool. Unfortunately, many have forgotten one important thing. Updating their insurance policy to cover the additions.

According to a recent AAA Consumer Pulse™ survey, 50% of Michigan homeowners have made improvements to their home within the past year. However, more than half (56%) of them HAVE NOT updated their home insurance policy to reflect the changes.

"Many homeowners across Michigan have put in time, money and precious resources to make key upgrades to their homes," said Adrienne Woodland, spokeswoman, AAA-The Auto Club Group. "What they may not realize is if they suffer a loss without updating their coverage, their policy may not cover the repairs."

Even as we move out of the pandemic, demand for renovations remains strong. According to a survey by the home service website Angi, over 89% of homeowners were either planning or working on home projects in 2022. Per the survey the most important modifications homeowners considered included:

  • Heating related (windows/doors, heating & cooling, HVAC)
  • Kitchens or living rooms
  • Home exterior
  • Bathrooms and bedrooms
  • Outdoor landscaping

"Before you finalize remodeling plans, it's important that you talk to your insurance provider," added Woodland. "New home upgrades are a perfect opportunity to get a AAA Triple Check to make sure you have the right coverage for your home and all the discounts you qualify for."

AAA Triple Check™ is AAA's comprehensive household coverage review where consumers are connected with AAA agents who conduct a free review of their current home insurance policy. During the review, the agents assess any changes in the consumer's lifestyle and advise if they are getting the best rate and all the available discounts. This review is open to everyone, including homeowners not insured with AAA.

AAA Consumer Pulse™ Survey

The AAA Consumer Pulse™ Survey was conducted online among residents living in Michigan from January 27 – February 2, 2023. A total of 268 homeowners completed the survey. Survey results asked of all respondents have a maximum margin of error of ± 6.0% points. Responses are weighted by age and gender to ensure reliable and accurate representation of the adult population (18+) in Michigan.

AAA in Michigan celebrated its 100th Anniversary - A Century of Service in 2016 and has over 1.5 million members across the state. It is part of The Auto Club Group (ACG). Connect with us on Facebook and LinkedIn.

The Auto Club Group (ACG) is the second largest AAA club in North America with more than 13 million members across 14 U.S. states, the province of Quebec and two U.S. territories. ACG and its affiliates provide members with roadside assistance, insurance products, banking and financial services, travel offerings and more. ACG belongs to the national AAA federation with more than 62 million members in the United States and Canada. AAA's mission is to protect and advance freedom of mobility and improve traffic safety. For more information, get the AAA Mobile app, visit AAA.com, and follow us on Facebook, Twitter and LinkedIn.